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Buying or Refinancing? Explore Your Mortgage Options - Call 480-787-5777
HOME LOAN DOCUMENT CHECKLIST
Common Documents for Purchase & Refinance Loans
Documentation requirements vary based on your loan program, employment, income, assets, property, and individual financial situation. The following are common documents you may be asked for during the mortgage process.
Identification & Income
• Government-issued photo identification
• Recent pay stubs, if applicable
• W-2s and/or 1099s, if applicable
• Federal income tax returns, when required
• Additional income documentation, if applicable
Assets & Funds
• Recent bank statements, when required
• Retirement or investment account statements, if applicable
• Documentation of funds needed for down payment and closing costs
• Gift-fund documentation, if applicable
Purchase Transactions
• Fully executed purchase contract
• Earnest-money documentation, when applicable
• Additional property or transaction documents as requested
If You Currently Own Other Real Estate
• Current mortgage statement(s), if applicable
• Homeowners insurance information
• HOA statement or documentation, if applicable
• HELOC or home-equity loan statement, if applicable
• Additional property-related documentation as requested
Self-Employed or Other Income Sources
Additional documentation may be requested depending on your employment, business ownership, rental properties, retirement or Social Security income, or other qualifying income sources.
Ready to Get Started?
Apply securely online to begin your purchase or refinance. After reviewing your information, AZ Financial can provide a personalized document checklist based on your specific loan scenario.
For your security, please do not send Social Security numbers, bank account information, tax documents, or other sensitive personal information through regular unencrypted email. Use AZ Financial's secure application and document-upload process when providing confidential information.
