Local, Family Owned, Mortgage Broker

Scott Gripman has dedicated his career to helping families and investors achieve their homeownership goals since 1993. He began his journey in Chicago, Illinois, gaining extensive experience with both public and private nationwide mortgage companies. Over the years, he mastered every stage of the lending process—from marketing and credit analysis to underwriting, loan origination, and closing. To date, Scott has successfully closed and funded more than 5,000 home loans.

In 1998, Scott became a licensed mortgage broker and opened Chicago Mortgage Corp. Just four years later, he founded 1st Alliance Banc Corp., a mortgage banking company that expanded into six states. After two decades of success in the Midwest, Scott and his family relocated to Phoenix, Arizona, in 2014.

Recognizing the need for a mortgage company that prioritized efficiency, transparency, and client support, Scott launched AZ Financial, LLC in 2016. Licensed by the Arizona Department of Financial Institutions, AZ Financial specializes in:

• Purchase & refinance loans
   
• First-time homebuyer programs
   
• Low down payment options
   
• Conventional, FHA, VA, and Jumbo loans
   
• Investment property financing (1–4 units)
   
• Solutions for buyers with past credit challenges, including bankruptcy
   

Scott’s philosophy is simple: combine competitive mortgage rates with personalized service and expert guidance. His commitment to honesty, reliability, and education ensures clients receive the best possible mortgage solutions for their unique needs.

📞 Call today at 480-787-5777
📱 Text 480-779-0606
📧 Email: Team@AZFinancialLLC.com

Whether you’re purchasing your first home, refinancing for a better rate, or investing in real estate, Scott Gripman and AZ Financial are here to help you every step of the way.