Scott Gripman's passion for the mortgage industry started on September 6th, 1993 in Chicago, IL. He has been in the industry full time ever since. Scott worked several years under public & private nationwide mortgage companies to learn all stages of the lending process. Starting with marketing to prospective clients, originating applications, processing multiple files, handling appraisal disputes, understanding & overcoming tough underwriter conditions, funding loans, and clearing post-closing conditions. On January 27th 1998 Scott was licensed to open Chicago Mortgage Corp. (Mortgage Broker). On February 20th 2002 he opened 1st Alliance Banc Corp. (Mortgage Banker) then expanded operations into 6 other states. June 3rd 2014 he decided with his wife of 19 years and 4 children to move to Phoenix, AZ. After working for 2 mortgage houses for the following 2 years Scott was thoroughly unimpressed with their systems. Both companies had back end office operation issues, inefficient closing processes, subpar client support, and the inability to give his clients the best possible mortgage options. As a result, he resigned. On June 2, 2016 Scott was approved and licensed by Arizona Department of Financial Institutions to open AZ Financial, LLC. Although Scott is licensed to do all residential PURCHASE and REFINANCE mortgage loans such as single-family residential homes, townhouses, high/low rise condominiums, and 1-4 unit(s) investment properties. Scott & Team specialize in helping buyers who've had a bankruptcy or other credit challenge to purchase a home with very little down at very attractive rates. If you want honest, reliable, low costs and the best interest rates from the Mortgage Experts give us a call or text today at 480-787-5777. Our email address is Joelle@AZFinancialLLC.com. We look forward to servicing all your mortgage needs.