TRUST
- Confidence is a reliance on or resting the mind on another person's integrity, honesty, justice, friendship, or other sound principles.
- AKA - AZ Financial
Updated logo and New website coming soon @ www.azfmb.com
1. eBest
2. eApply
2. eApply
- We have hundreds of mortgage options under one roof and specialize in mortgages only.
- Fastest closings
- Lowest interest rates
- Minimal to no-cost options
- Licensed professional experts
- Very likable and nice people
2. eApply
2. eApply
2. eApply
- LESS paperwork, MORE efficient, safe, and secure from start to finish.
- Apply in minutes and you'll see, mortgage applications have never been this easy!
- Call today, We will guide you every step of the way.
3. eClose
2. eApply
3. eClose
- Now you can sign all your closing docs digitally.
- No more signing until your hand hurts.
- We've adopted the latest tools to make closing convenient.
- Purchase or Refinance with a click closing.
Mortgage Services
Home Purchase & Refinance Loans
- Local with over 31 years of full-time experience.
- Arizona & Illinois licensed.
- Arizona Residential and Investment Mortgage Broker
- Illinois Residential and Investment Mortgage Banker.
- Single Family Residential Homes, Townhouses, High / Low rise Condominiums, and 1-4 unit properties.
- One Stop Shop. We coordinate and facilitate the process of Buying & Selling Real Estate property utilizing Realtors, Title companies, Escrow officers, Appraisers, Attorneys, Home / Pest Inspectors, Insurance agents, Movers, & Nationwide Premium Wholesale Mortgage Lenders
Loan Products & Programs
- Fixed & ARM (Adjustable Rate Mortgages)
- Reverse Mortgages
- FHA
- VA
- USDA
- Jumbo
- Super Jumbo
- Non-QM (Qualified Mortgage) Loans
About AZ Financial
- AZ Financial has built a strong reputation as an outstanding mortgage brokerage firm focused on serving the lending needs of real estate professionals, builders, and individual homebuyers throughout Arizona and Illinois. After understanding our clients' needs and goals, we advise them on the best programs available, ensuring the highest-quality experience. Integrity, Speed, and Professionalism are provided to all our clients throughout the entire mortgage process.
10 day Purchase Closings
Attention All Veterans
We are the VA Loan Experts
Attention All Veterans
Veterans Affairs (VA) loans are better than FHA and Conventional loans.
There is a "right program" for every mortgage borrower, but for many, the VA loan stands apart for its combination of low rates, lenient underwriting, and secondary benefits.
The VA loan asks for no down payment, requires no mortgage insurance, allows flexible guidelines for qualification, among its many other advantages.
Backed by the U.S. Department of Veterans Affairs, VA loans are designed to help active-duty military personnel, veterans, and certain other groups become homeowners at an affordable cost.
Benefits of the VA loan include:
* No down payment requirements, making the VA a truly no-money-down opportunity
* No mortgage insurance requirements and low closing costs, saving you money upfront and overtime
* More credit and income flexibility, making it easier for eligible borrowers to qualify
AZ Financial has Great Respect and Admiration for our Veterans.
We guarantee the lowest interest rate and closing costs for any Purchase or Refinance transaction.
Most borrowers think they are not ready or don't know they can qualify for a mortgage loan. It's time to take action now.
We understand your challenges, and AZ Financial, LLC will help get you into homeownership today.
Veterans Crisis Line
Are you a Veteran in crisis or concerned about one? Connect with the Veterans Crisis Line to reach caring, qualified responders with the Department of Veterans Affairs. Many of them are Veterans themselves.
Call 1-800-273-8255 and Press 1
or Text 838255
Announcements
We are the VA Loan Experts
Attention All Veterans
Call or Text AZ Financial at 480-787-5777 to get your complimentary mortgage analysis for all * VA * FHA * Conventional * USDA * Purchase or Refinances.
Click on ***BUYER GUARANTEE*** to see
7 - Mistakes all borrowers make
FHA News - Effective January 1, 2024, FHA now allows 580 middle credit scores for first-time home buyers. Check out our "NEWS" for more details. Don't wait, contact us today to get started.
ARIZONA LOAN LIMITS for 2023:
FHA insured loans are:
One-Family $100,000.00 - $498,257.00 up to $1,149,825.00
Two-family $100,000.00 - $637,950.00 up to $1,472,250.00
Three-family $100,000.00 - $771,125.00 up to $1,779,525.00
Four-family $100,000.00 - $958,350.00 up to $2,211,600.00
Fannie Mae/Freddie Mac Conforming loans are:
One-Family $150,000.00 up to $766,550.00
Two-Family $150,000.00 up to $981,500.00 Three-family $150,000.00 up to $1,186,350.00 Four-family $150,000.00 up to $1,474,400.00
Jumbo / Non-Conforming loans are: any loan amount above $766,551.00 +
*****FEDERAL RESERVE Meetings for 2024*****
- January 31 (Sunday)
- March 20 (Wednesday)
- May 1 (Wednesday)
- June 11-12 (Tuesday/Wednesday)
- July 30-31 (Tuesday/Wednesday)
- September 17-18 (Tuesday/Wednesday)
- November 6-7 (Wednesday/Thursday)
- December 17-18 (Tuesday/Wednesday)
For more FOMC news click on the link below:
The Fed - Meeting calendars and information (federalreserve.gov)
We are the VA Loan Experts
We are the VA Loan Experts
We are the VA Loan Experts
Another Irresistible Offer brought to you only by AZ Financial:
Veterans, what are you waiting for? Stop paying rent and buy now.
Hey, all you existing homeowners, lower your monthly mortgage payment or consolidate your debts with a no-cost refinance. Call or Text us today for details. Feel confident; you will NOT be disappointed.
What is a VA Loan?
The VA loan is a $0 down payment mortgage option available to Veterans, Service Members, and select military spouses. VA loans are issued by private lenders and guaranteed by the U.S. Department of Veterans Affairs (VA).
The VA Home Loan was created in 1944 by the United States government to help returning service members purchase homes without needing a down payment or excellent credit. This historic benefit program has guaranteed more than 25 million VA loans to help veterans, active-duty military members, and their families purchase homes or refinance their mortgages.
Today, the VA Mortgage is more crucial than ever. In recent years, lenders nationwide have tightened their lending requirements in the wake of the housing market collapse, making the VA loan a lifeline for Veterans and active Military homebuyers, many of whom find difficulty when faced with strict credit standards and down payment requirements.
Like all home loans, VA Mortgages have considerable details and information to review. We encourage you to use our website's educational resources to learn about the specifics of this exclusive home loan benefit. To start your VA Loan, talk with a Licensed Loan Advisor today.
